CalPERs Health Insurance Termination after Divorce

Sacramento county and the counties surrounding Sacramento such as Placer County, Yolo, Solano and El Dorado County have a large population of California State Employees. Through employment with the State of California, many state employees are enrolled in a CalPERS-sponsored health plan under the Public Employees’ Medical and Health Care Act (PEMHCA). The eligibility for health insurance coverage for the state employee’s spouse terminates at midnight the last day of the month in which the marriage terminated. Pursuant to the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), the former non employee spouse may elect to continue coverage under the employer’s group health plan at their own expense for a period of up to 36 months from the date coverage would otherwise be lost as a result of the divorce. Losing health insurance is a significant issue to consider prior to finalizing your dissolution. Health insurance coverage costs can and should be taken into account when setting support and determining a date for the dissolution to take effect. To consider all of your options before finalizing your dissolution, contact the Law Offices of Carlisle & Gray, A P.C. at 916/782-2737 to set up your consultation to discuss your options.